Nebusavari publishes general financial literacy content for South African adults. This disclaimer sets out the limitations of that content and the basis on which it is provided. By using nebusavari.sbs, you acknowledge and accept the terms of this disclaimer.
General notice
All articles, guides, tools, calculators, and other materials published on nebusavari.sbs are produced for general educational and informational purposes only. The content is intended to improve financial literacy — the general understanding of financial concepts — and is not tailored to the individual circumstances of any specific user. Nothing on nebusavari.sbs constitutes financial advice, investment advice, tax advice, legal advice, accounting advice, or any other form of professional advice regulated under South African law.
Limitations of liability
To the fullest extent permitted by applicable law, Nebusavari excludes liability for the following categories of loss or damage arising from use of nebusavari.sbs.
Accuracy of content
Nebusavari makes reasonable efforts to ensure the accuracy of content at the time of publication and operates a monthly review cycle for core articles, tools, and guides. Revision dates are noted on updated content. However, financial regulations, tax thresholds, and product structures change regularly in South Africa, and Nebusavari cannot guarantee that all content reflects the most current position at all times. Users should verify critical information with a qualified professional or the relevant South African regulatory authority before acting on it.
Content on nebusavari.sbs is provided on an as-is basis. Nebusavari makes no warranty, express or implied, as to the completeness, accuracy, or fitness for purpose of any content.
Seek professional advice
The financial literacy content on nebusavari.sbs is designed to help you understand concepts and ask better questions — not to replace professional guidance. Before making any significant financial decision, including decisions about saving, debt management, retirement planning, tax, or legal matters, you should consult an appropriately qualified and registered professional in South Africa.
External links
nebusavari.sbs may contain links to third-party websites for reference purposes. These links are provided for informational convenience only. Nebusavari does not endorse, control, or accept responsibility for the content, accuracy, or privacy practices of any linked external website. Clicking an external link takes you to a site governed by its own terms and conditions.
No guarantee of financial outcomes
Nebusavari does not guarantee any financial outcome, saving achievement, debt reduction, or improvement in financial position resulting from reading content or using tools on nebusavari.sbs. Individual financial outcomes depend on personal circumstances, decisions, and factors beyond Nebusavari's control.
Individual results will vary
The scenarios, examples, and calculations used in Nebusavari's content are illustrative only. They are not predictions of actual financial outcomes for any individual reader. Results will vary depending on personal income, expenditure patterns, financial obligations, and a wide range of other individual factors.
Financial services disclaimer
Nebusavari is not a registered financial services provider under the Financial Advisory and Intermediary Services Act (FAIS) or any other South African financial services legislation. The following specific exclusions apply.
Jurisdiction and applicable law
This disclaimer is governed by the laws of the Republic of South Africa. By using nebusavari.sbs, you agree that any dispute arising from this disclaimer will be subject to South African jurisdiction.
Nebusavari is based in Johannesburg, South Africa. This disclaimer and all content on nebusavari.sbs are produced in accordance with South African law, including but not limited to the Protection of Personal Information Act (POPIA) and the Consumer Protection Act (CPA). Nothing in this disclaimer is intended to limit rights you may have under applicable South African consumer protection legislation.
All content on nebusavari.sbs is produced in accordance with applicable South African law. Nebusavari makes no representation that content is appropriate or compliant with the laws of any jurisdiction outside South Africa.
Visitors accessing nebusavari.sbs from outside South Africa are responsible for ensuring compliance with their own local laws and regulations in relation to the financial literacy content and tools available on this site.
Indemnification
By using nebusavari.sbs, you agree to indemnify and hold harmless Nebusavari, its editors, contributors, and service providers from any claim, loss, or damage — including legal costs — arising from your use of the site, your reliance on content published on the site, or your violation of these terms.
Severability
If any provision of this disclaimer is found to be invalid, unlawful, or unenforceable under applicable South African law, that provision will be severed from the remainder of the disclaimer, which will continue in full force and effect.
Modifications
Nebusavari reserves the right to update or modify this disclaimer at any time. Updates will be published on this page with a revised effective date. Continued use of nebusavari.sbs following any update constitutes acceptance of the revised disclaimer. We encourage users to review this page periodically.
Contact
If you have questions about this disclaimer or wish to report an inaccuracy in Nebusavari's content, please contact our editorial team using the details below.
Email address:
Phone number: +27412488601
Postal address: 7 Walter Sisulu Avenue, Cape Town 8001 South Africa